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SIM swap fraud occurs when a cybercriminal convinces a telecom provider to transfer a victim's phone number to a new SIM card controlled by the attacker. This gives the fraudster access to OTPs, calls, and SMS alerts—often leading to unauthorized banking transactions, access to email accounts, and social media hacking. This type of fraud typically involves impersonation and may begin with a phishing attempt to gather personal data.
Prevention and legal role:
Users can guard against SIM swap scams by setting strong telecom PINs and routinely checking mobile account activity. Once defrauded, legal actions may involve Sections 66C and 66D of the IT Act, and Section 420 IPC. A lawyer’s job is to ensure swift lodging of complaints, secure digital evidence, and hold the telecom provider accountable.
Aspire Delhi Lawyers offer tech-savvy legal expertise to trace fraud, freeze accounts, and restore digital access to victims.